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Bolt leans into e-licencing rules
Inside: Flutterwaveâs blockchain payments ambition.


TGIF. âïž
This week, OpenAI released a report that left my jaw on the ground: more than one million people talk to ChatGPT about suicide every week. I canât stop thinking about that. Every day, people turn to AI for comfort, for guidance, for a listening ear when no one else is there. Technology is part of our lives in ways we barely notice.
Hereâs a shout-out to every builder who is pulling the thread, asking the hard questions, and crafting the tools we rely on. Today, we have news from Flutterwave, Bolt, and a Quick Fire interview to usher you into the weekend.
âEmmanuel

Features
Quick Fire đ„ with Chisom Anaesiuba

Chisom Anaesiuba is a product marketer with 7+ years of experience leading go-to-market strategies for both small and large-scale products in the B2B and B2C sectors. In her role as a Product Marketing Manager at GoLemon, a grocery delivery platform, she engages with customers and collaborates with product, engineering, customer success, and other cross-functional teams to deliver impactful product launches, leveraging her strength in positioning & messaging to ensure that every launch resonates with customers.
Outside of work, youâll find Chisom listening to music, obsessing about pottery, and building Juiceboxâa repository of marketing assets curated to inspire marketers.
- Explain what you do to a five-year-old.
I work with people to make the best kind of lollipopâthe kind youâd actually want to lick. My job is to figure out what makes you pick that lollipop over all the others. What flavours or colours catch your eye? What makes it feel special? Then, I help show you why that lollipop is the one youâll love most.
- Whatâs the first question you ask yourself before launching any product?
The very first question I ask is: Does this really solve the customerâs pain? Itâs easy to get excited about a new feature or product, but if it doesnât truly address a real need, itâs not going to matter. That question shapes everythingâfrom how I define the audience to how I frame the story. So I always start there.
If the answer isnât a clear yes, itâs a sign we need to spend more time listening.
- Youâve worked across B2B and B2C. Whatâs one truth about customers that applies to both?
Customersâwhether individuals or businessesâwant to be seen and heard. They want to feel like the brand or product truly gets them. When people feel understood, they connect more deeply and stay loyal longer. That truth cuts across both B2B and B2C.
- Whatâs a launch youâre proud of, not just for the numbers, but for how it connected with people?
One launch Iâm really proud of is GoLemonâs public launch in April 2024. I worked closely with the team to bring it to market and led on the creative side. I wrote the website copy, came up with the concept for the launch video, and helped shape the storytelling. The creative direction was designed to connect emotionally to show how GoLemon solves a real, everyday problem.
- Whatâs the biggest misconception people have about product marketing?
That we just sell products.
In reality, product marketers are deeply involved in the early stages of building a product. We help shape how itâs positioned, and sometimes even how itâs designed, by bringing the customerâs voice into those early discussions. When it works well, product and marketing move in lockstep, building and communicating from the same understanding of the customer.
- Whatâs the hardest part of making people care about a product?
The hardest part is building that initial connection where you get people to trust the product. A lot of people have been burned by bad experiences, so they approach new products with a fair bit of skepticism. Thatâs completely understandable. The real challenge is moving them from âIâm not sure about thisâ to âThis product actually gets me.â That shift doesnât happen through hype; it happens through honesty, empathy, and consistency.
- Juicebox is such a cool idea. What gap did you see that made you build it?
With Juicebox, I wanted to make creativity more accessible. Inspiration shouldnât require hours of digging through YouTube or stalking your favorite brands for ideas. Designers and engineers all draw inspiration from somewhere, but there wasnât a single place built for marketers to explore that kind of creative spark. Juicebox is my attempt to change that: a place where marketers can quickly find references, spark ideas, and bring more creativity into their campaigns and launches.
- Outside of work, what keeps you inspired or curious?
People. Iâm endlessly curious about people: how they think, what they love, how they see the world. Spending time with people keeps me inspired, but so does spending time alone. I also recently got into pottery, and itâs become a quiet creative outlet for me.
eCommerce Without Borders: Get Paid Faster Worldwide

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Ride-hailing
Bolt is leaning into South Africaâs new ride-hailing laws

Bolt, the ride-hailing giant, has said it will comply with South Africaâs new e-hailing rules; itâs just waiting for South Africaâs National Public Transport Regulator (NPTR), the body that monitors and oversees public transportation in the country, to finalise the paperwork and tell everyone exactly how to do it. Uber hasnât said anything yet, but the direction shows that ride-hailing apps have reached the acceptance stage of their grief with the new rules.
What are these rules again? The new rules under the amended National Land Transport Act recognise ride-hailing platforms as part of the public transport system. It says that if youâre picking people up for money, you need an operating licence, a panic button in the car for emergencies, and your ride must wear the company logo to encourage legitimacy as South Africa brings ride-hailing into its public transport system.
Drivers are not a fan: While some drivers say they are fine with the new rules if it results in faster pick-ups and better earnings, others say it makes no sense. They say the branding just paints a target on their cars; some worry it makes them easy targets for carjackings. Filing for operating licences means more paperwork that some of these gig drivers consider cumbersome.
So, what happens now that the platforms are leaning in? Bolt leaning in means the ecosystem is shifting, and drivers may soon have to follow, whether they are happy with it or not, because the platform controls the work supply. The poser here is, with Bolt leaning in, could this trigger pushback from drivers or a situation where the drivers quietly jump to whichever app feels lighter on compliance? It will be interesting to watch how South Africa, yet again playing with no precedent on the continent, plans to pull this off evenly.
Paga is in USA

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Fintech
Flutterwave picks blockchain to power cross-border payments

Flutterwave, Africaâs largest payments infrastructure company, is now teaming up with Polygon Labs, a blockchain software company, and the short version of this is that Flutterwave is moving part of its cross-border payment engine onto stablecoin rails.
Flutterwave already processes over $31 billion a year across 35+ countries. Now, instead of pushing international settlements through long banking corridors and correspondent networks, some of those flows will move through stablecoins on the Polygon blockchain.
Why it matters: Cross-border payments in Africa are⊠stressful. If Uber needs to send driver payouts into Nairobi, or Netflix needs to settle revenue out of Lagos, that money currently jumps through multiple banks, foreign exchange desks, and settlement windows. This drives up service fees and consumes a lot of time. With stablecoin rails, the same flows can clear in seconds for a smaller amount of money.
Hereâs the key part: Nothing changes for the user. Flutterwave is not suddenly turning Africans into crypto users. People will still send and receive money in regular currency, but the crypto sits in the background as the settlement layer. The funds are converted into a USD-pegged stablecoin, transferred across Polygon within seconds, and converted back into local currencies on arrival.
The rollout will begin in 2025 with select enterprise clients before expanding to all âFlutterwave for Businessâ users and the Send App in 2026.
Pay with Bank Transfer is now live in Paystack Ghana!

Ghanaian businesses can now accept secure, instant bank transfers on Paystack. Learn more here â
Insights
Funding Tracker

This week, Maxwell+Spark, a South African-based cleantech startup, secured $15 million in funding in a series B funding round. The round was led by Klima, Alantra, with strategic participation from Chevron Technology Ventures and Idemitsu. (Oct, 29)
Here are the other deals for the week:
- Egyptian AI company Velents AI raised $1.5 million to launch an Arab speaking AI employee. The funding comes from a group of angel investors, as well as senior executives from Google, BCG, and other global firms. (Oct 27)
- Synnefa, a Kenyan Agrictech and Cleantech startup, raised $300,000 from the World Resources Institute's P4G programme. (Oct 27)
Follow us on Twitter, Instagram, and LinkedIn for more funding announcements. Before you go, can tech startups make food affordable? Find out here.
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CRYPTO TRACKER
The World Wide Web3
Source:

Coin Name | Current Value | Day | Month |
|---|---|---|---|
| $109,789 | + 0.75% | - 4.75% | |
| $3,894 | - 0.42% | - 6.99% | |
| $8.07 | - 0.93% | + 9.76% | |
| $185.69 | - 3.19% | - 11.16% |
* Data as of 06.30 AM WAT, October 31, 2025.
Events
- The 7th edition of the Art of Technology Lagos (AOT Lagos) will take place on Thursday, December 4, 2025, at the Landmark Event Centre. Organised by Eko Innovation Centre in partnership with the Lagos State Ministry of Innovation, Science and Technology, this yearâs conference will explore how future technologies can help build a more sustainable Lagos. The event will gather government leaders, investors, startups, and innovators to shape practical policies and solutions for the cityâs growth. Highlights include keynote sessions, workshops, the AOT Ecosystem Awards, a Career Pavilion, and the Collaborate Lagos Pitch, where entrepreneurs present solutions to real urban challenges. Register to attend by December 4.
- The Africa Women Innovation and Entrepreneurship Forum (AWIEF) will host its 11th annual conference on October 30â31, 2025, at the Cape Town International Convention Centre. Themed âBreaking the Barriers: Now More Than Ever,â the event will feature over 60 African and global leaders discussing finance, innovation, sustainability, and womenâs entrepreneurship. Confirmed speakers include Dr Fatima Elsheikh of BADEA, Hajar El Haddaoui of the Digital Cooperation Organization, and government representatives from Malawi, Seychelles, and South Sudan. Register here.
- The Ogun Digital Summit returns for its 6th edition on November 20, 2025, at the June 12 Cultural Centre in Abeokuta. Organised by Grazac in partnership with the Ogun State Government, the summit will gather entrepreneurs, founders, and investors to discuss the future of work, startup funding, and the role of policy in driving growth. Speakers include Abideen Yusuf, Managing Director at Microsoft Nigeria and Ghana, and Seye Bandele, Co-founder of PaidHR. Over 3,000 participants are expected to attend. Register here.
- Every startup has a story worth hearing. My Startup in 60 Seconds by TechCabal offers founders a one-minute spotlight to share their vision, challenges, and achievements. Beyond visibility, it connects you to investors, customers, and Africaâs tech ecosystem. Apply to be featured or explore other TechCabal advertorial opportunities. This is a paid opportunity.

Written by: Emmanuel Nwosu, Opeyemi Kareem, and Success Sotonwa
Edited by: Emmanuel Nwosu & Ganiu Oloruntade
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